हिंदी वेबसाईट

Loan Against National Savings Certificate / KVP / Post- Office Deposit Recepts / Bonds

EligibilityMembers / Nominal Members of the Bank including illiterate, If N.S.C. is in the name of minor, Guardian of minor can avail loan for the benefit of former.
PurposePersonal exigencies / Business
AmountDemand loan
Margin25% of face value of NSC with residual maturity period is more than 3 years. 15% of face value of NSC with residual maturity period is less than 3 years.
RepaymentMaximum four years or maturity of NSCs whichever is earlier.
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